Written By: Kim Scouller
Figure out how much money you can spend this year for the holidays. This should not be how much available credit you have on your credit cards. This should be the amount of money you have in your bank accounts that is not needed to pay your living expenses, bills and other debts. If you feel that you don’t have enough, look for opportunities to save by not spending money on something else. Remember, spending during the holidays includes more than the gifts you buy. You should also consider the costs for shipping your gifts, holiday travel, decorations, parties, and any charitable donations you plan to make.
Read the complete article on page 74 in the Holiday Issue of Flourish Digital Magazine.